Book now. Pay over time.
Spread the cost of your trip over low monthly payments.
Experience Buyers Joy
Feel good about what you buy and how you pay for it. With Flexpay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.
Low Monthly Payments
Budget-friendly loan options
Easy Application
Quick decision
Surprise-Free
No late fees or prepayment penalties
Easy AutoPay
No payment dates to remember
How Flex Pay Works
Select Flexpay at Checkout
Add your trip to the cart just like you normally would. When you are ready to book, choose Flexpay as your form of payment.
Quick & Easy
Provide a few pieces of information and receive a quick decision.
Enjoy Now
Enjoy your purchase now and pay for it over time with low monthly installments.
Frequently Asked Questions
What is Flexpay?
Flexpay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you re ready to checkout, just select Flexpay as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.
How do I apply?
Shop for your items and add them to your cart just like you normally would. When you are ready to checkout, simply select Flexpay as your payment method. To apply, you ll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security Number. If you re approved, finish checking out and you re done.
How are my loan term offers determined?
We look at a number of factors, including your credit information, purchase details, and more.
How do I make installment payments?
You can make a payment anytime by visiting upgrade.com/pay and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/pay, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Flexpay anytime by visiting upgrade.com/pay.
I purchased a trip using Flexpay, can I travel before it’s paid off?
Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever – even before you’re all paid off.
What is Your Privacy Policy and Terms of Use?
You can read our Privacy Policy at https://www.upgrade.com/flex-pay/privacy/ and Terms of Use at https://www.upgrade.com/flex-pay/terms/.
Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flexpay are offered by these lending partners: https://www.upgrade.com/flex-pay/lenders/. Privacy Policy Terms of Use. Flexpay’s Address: 440 N. Wolfe Road Sunnyvale, CA 94085
